Is there a difference between ‘homecare treatment (HT)’ and ‘domiciliary hospitalisation (DH)’?
While DH has been a part of most health plans for a long time now, it came with several exclusions, most importantly that of ‘upper respiratory tract infection’, which is what Covid essentially is. After Irdai’s mandate, insurers are including the specific requirements of Covid in their plans, and these are being referred to as HT.
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