A friend who had just retired called. She was wondering how she should use her retirement corpus. I have a long list in mind she said, and I began to panic. Like what I asked? Renovate my home, buy myself a new car, take some much postponed trips and may be buy some jewellery, she said. What about investing? She was not sure if that was even needed. For a single woman living in her own house, what could go wrong, she asked. And then we began that long conversation.
