In order to increase insurance penetration and expand the protection quotient, a panel appointed by the insurance regulator has suggested around 14 ‘micro combi’ insurance products. The products would be a combination of covers offered on a modular basis including life, non-life and health products. One can select a combination of any products, but compulsorily include a life, a non-life and a health product.
I have Rs 12 lakh in surplus. Should I prepay my home loan or invest for monthly income of Rs 25-30k?
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