Is there a summary of ideas for retirement planning? This question has been asked too often, and there are so many aspects that have been discussed here several times. Since personal finance is not easy to generalise and does not offer rules for everyone, here is another attempt. Retirement can be sternly described as a phase when there is no income. Lucky are those who have a pension that is linked to the inflation index and grows decently. However, a growing number of people have to fend for t ..