A multi-year health insurance policy is a long-term alternative to an annual health policy. A multi-year policy, as the name suggests, will provided coverage for an extended duration of two or more years. It typically allows policyholders to pay the premium for the next two or three years in one go at the time of buying the policy, thereby relieving them of the hassle of renewing it every year. While such policies have many advantages, one must also know that these have some limitations as well.
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