News From Press Poor combined ratios of health insurance firms a big hurdle in cutting premium rates, say insurers

Poor combined ratios of health insurance firms a big hurdle in cutting premium rates, say insurers

Source: Financial Express Sep 6, 2022

Deteriorating combined ratios – a measure of underwriting profitability of a non-life insurance company – of health insurance providers is a major hindrance in reducing premium rates, according to general insurance companies. In the current scenario of underwriting capability and risk pricing, cuts in premium rates are possible only if hospitals slash costs of medical treatment, they said.

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