Putting all (or almost all) of your savings in fixed income deposits. It’s a sin that’s second only to not saving, or not saving enough and almost every Indian saver is a sinner in this sense. For many years now, one topic that I have written about repeatedly is the superiority of fixed income mutual funds over bank fixed deposits. It’s not an exciting topic so it’s natural that savers don’t show too much interest in it. However, we must make the best of a bad situation. India has always been be ..
