I recently met a younger cousin who had turned 30 and got married a year back. He told me that while he did save some money using traditional fixed income options, he had never invested in mutual funds (MFs). This is usually the case with many of us who start investing for the first time. And this is especially true for people in their 30s, 40s and even the 50s. These generations of investors weren’t largely exposed or encouraged to invest in MFs.