News From Press How laddering, barbell can get you better returns from FDs

How laddering, barbell can get you better returns from FDs

Source: Mint May 26, 2023

India’s love for fixed deposits (FDs) runs deep, with a significant portion of the population embracing this financial instrument for its stability and assured returns. According to the Reserve Bank of India’s (RBI’s) Handbook of Statistics on Indian Economy 2021-2022, household deposits in India accounted for approximately 57% of total deposits in the banking sector. This indicates the widespread reliance on FDs by retail investors across the country.

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