I must say that the way SIPs have come back to record lows. Do you think that the cyclical nature of SIP flow itself, you know, people come back to markets when they are doing well, they go away when they are not. Do you see that change in the next couple of years?
I think the SIP book has become more stable now than it is. I am not saying that it is completely stable. You will have 5 to 10% variation in that number. But I think structurally SIPs are trending upward. If you l ..