ilt funds have been a roller-coaster ride for the last few years. These schemes scraped through with an average 2 percent returns each in calendar years 2021 and 2022, underperforming most other debt fund categories. However, they made a strong comeback in CY2023 with 4.28 percent returns, beating most other debt fund categories. As the interest rate cycle is nearing its peak, this could be a good time for long-term investors to enter these schemes.
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