Kushal has been employed for the past four years and knows that he should start getting serious about the way he manages his finances. He leads an independent life away from his parents. In the past, he has tried to make a budget and live according to it, but finds it extremely restrictive. He dislikes the idea of keeping track of his spending within the limit allowed to him under his budget. He wants to be able to do the right thing as far as his finances are concerned, but is not sure how to d ..
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