News From Press Your money: If income is low and liabilities high, go for term insurance

Your money: If income is low and liabilities high, go for term insurance

Source: Financial Express Sep 30, 2023

In unit-linked life insurance plans (Ulips), a high proportion of the premium is invested in debt and equity markets.Those who buy such a policy mostly prefer growth funds because 60-80% of the fund is invested in stock market, promising high return. In non-linked products, however, not more than 15% is invested in equities and the rest in various debt instruments.

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