We generally use the phrase ‘high risk, high return’ and sometimes, by interchanging the sequence, ‘high return, high risk’. The complete phrase here could be: To increase the portfolio return by a certain amount, one may need to take additional risk. That is termed as risk premiums. A risk premium is the investment return that an asset is expected to yield in excess of the risk-free rate of return.
India's wealthy opt for term insurance policies worth Rs 5-20 crore: Report
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