Bhanu Pratap Singh is a 35-year-old father of two. He holds a good job and his wife works as a teacher. He is conscious of having to provide for the future of his family and has been disciplined enough to maintain a budget. He lives in a house bought a few years ago with a loan and pays an EMI for the same. Singh and his wife save a good portion of their incomes each month. Their money is invested in bank deposits started erratically over the years. Singh is comfortable with short-term deposits ..
