Here's how to port your health insurance policy to retain waiting period benefits

Policyholders who are dissatisfied with their health insurance companies due to exorbitant premiums or flawed claim settlement processes are often on the lookout for better options.However, discontinuing an existing health insurance policy because of high premiums or fewer benefits with the intention of buying a new plan later is fraught with risk. For one, you could be hospitalised in the intervening period when you do not have a cover, which means that you will have to meet the expenses out of your pocket.

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