The direct plan mutual fund (MF) schemes, which are offered by online investment platforms, now have more investment accounts from smaller towns and villages than in the top 30 (T-30) cities. The retail B-30 (beyond the top 30 cities) accounts or folios surged 52 per cent in the financial year (FY) 2024 vis-a-vis 39 per cent growth in T-30 folios.
I have Rs 12 lakh in surplus. Should I prepay my home loan or invest for monthly income of Rs 25-30k?
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