Aditi, the first product launched by Narayana Health Insurance, a subsidiary of Narayana Health (founded by Dr Devi Shetty), has attracted a lot of attention due to its affordable price point and high sum assured.
At Rs 10,000 a year per family (where the eldest member is aged 45), the policy will offer a coverage of Rs 1 crore for surgeries and Rs 5 lakh for regular hospitalisation, with a deductible of Rs 2,000 per day that policyholders have to bear from their own pockets.
However, the cover will be offered through a limited network of Narayana Health hospitals in Mysuru and surrounding districts to start with. Also, this is an entry-level plan for patients who are comfortable with treatment in general wards.