News From Press Is it fine to have a health insurance policy from one company and top-up policy from a different insurance company?

Is it fine to have a health insurance policy from one company and top-up policy from a different insurance company?

Source: ET Jan 31, 2025

I had purchased Star Assure insurance policy, with a coverage of Rs 20 lakh, from Star Health. I ported to HDFC Ergo Optima Secure policy in August 2024 with a base cover of Rs 15 lakh. The reduction in the amount was because of a feature in Optima Secure that increases the coverage after a year. I had also taken a Super Surplus (top up) policy of Rs 1 crore from Star Health in May 2024 with a defined limit of Rs 20 lakh. Do I need a deductible of Rs 15 lakh in the Super Surplus (top up) given..

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