“Don’t place your eggs all in one basket” – This ancient wisdom beautifully describes the exact premise behind asset allocation.
In the same breath, it can also be stated that investing is not only about money; it is the necessary equilibrium between risk and reward for maintaining monetary good fortune. In India, where markets do not operate within a predictable framework, asset allocation is an indispensable element for any investor. The potential for wealth creation is immense, with the Indian economy predicted to grow by 6.5 percent in 2025. But, with inflation, changing interest rates, and global red flags, a sound investment plan is a must.