During the present market volatility, most investors are playing it safe by managing risk and stability within their portfolios. While a few are investing in risk-averse instruments such as fixed deposits and gold, mutual funds also continue to experience sustained inflows. AMFI data reveals that flows into debt mutual funds increased to an all-time high of Rs 1,28,652.58 crore in January 2025, while equity inflows suffered as a result of market volatility.