The non-life insurance sector reported single-digit growth in premiums in 2024-25 (FY25) — the lowest in the past three years — due to a slowdown in health and motor segments, as well as changes in premium accounting norms introduced by the insurance regulator. But industry insiders and experts are optimistic about a strong rebound in 2025-26 (FY26), with premium growth expected to rise by 9-13 per cent, driven by an overall improvement in the economy, and revision in motor third party rates.
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