‘Opt for flexi-cap funds to make the best of uncertain times,’ says Neil Parag Parikh

Equity investment is a long-term strategy, and individuals should maintain a minimum time horizon of five to seven years. If the duration is shorter than this, funds should not be allocated to equities. Small and mid-cap stocks have recently surged, while large-caps offer more valuation comfort. Therefore, if investors have heavily invested in these sectors, they may consider reallocating to large-cap and flexi-cap funds. For those with new capital to invest, opting for flexi-cap funds or diversified equity funds is advisable, as these can navigate between market caps and fund managers invest where they identify value.