The single most important, thoughtful thing you can do for your family

'Hope for the best and plan for the worst' is the smartest way to ensure one's family is protected from the financial consequences of sad events like permanent disability or death of a earning member.
This is where, despite the presence of attractive wealth-creation options like equity investments and real estate, term insurance can make a huge difference in the form of income protection and financial stability.

Why Term Insurance?

A plain-vanilla term insurance plan guarantees a significant payout in the event of the policy holder's death during the policy's tenure. A 30-year old man can thus secure his family's financial future by opting for a 30-year policy for a significantly high amount at a very affordable price.

While actual coverage may depend on many factors, one can easily purchase cover running into crores of rupees by paying an annual premium of just a few tens of thousands of rupees or even lower. Further, riders facilitate protection against accidental death and critical illnesses at a much lower price as compared to customized health insurance or standalone critical illness plans.

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