It is generally accepted that asset allocation should be based on several factors— investor's age, risk appetite, risktaking ability, time period and importance of goals. It is difficult for retail investors to arrive at the correct asset allocation without professional help, because they have to take into account all these factors. "While a 25 year old who gets financial support from family can have an aggressive asset allocation, another who has to support his family has to be conservative," ..
India's wealthy opt for term insurance policies worth Rs 5-20 crore: Report
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