Ashwini retired last year. While he was working, he saved in deposits, bonds and shares and accumulated what he thought was enough to lead a comfortable retired life. However, he had to pay a large bill for his recent angioplasty, as he had no medical insurance to fall back on. Ashwin was taken aback by the unexpected expense as he thought his savings could cover medical costs. His friends have advised him to get a health insurance policy right away, but he is wondering if it's viable at his ..