Can a policy holder have a life cover in both electronic and paper form?
—Geetesh Handa
You can choose to keep your policy either in de-materialised (demat) or hard copy form, but not in both. But you can opt to keep some policies in demat form, while others in hard copy format. The demat account will reflect only the policies that have been converted into demat, and not the ones that continue to be in the physical format.
