Despite its huge base, HDFC has been able to maintain its industry-beating growth momentum and reported a 14% year-on-year (y-o-y) growth in its loan book for the last quarter of 2015-16. Individual loan book, which contributes around 70% of the bank's entire loan book, has done better with 16% y-o-y growth. HDFC's individual loan origination (processing of loan applications) has grown by an annualised 20% in the past five years, compared to the industry growth rate of around 15%.
India's wealthy opt for term insurance policies worth Rs 5-20 crore: Report
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