I am 24 years old, and I have been working for two months at my first job. I don’t have a financial goal as yet, but I would like to make a reasonable portfolio by the time I am 30 years old. My monthly income is Rs.1.3 lakh, and expenses come to around Rs.20,000. How do I make my financial plan?
—Shobhit Lohia
It is good to see that you want to start investing at such an early age. Goal-based planning is good, but equally important is to create the habit of saving and that is exactly what you will be doing.
