Reasons for a health insurance claim being delayed or rejected altogether range from administrative delays by hospitals to poor documentation, further enquiries by the insurer or even poor understanding of a policy by the policyholder. But you can prevent the claims process from turning sour by arming yourself with proper knowledge of your health insurance policy and the process involved in making a claim. Further, you will need to proactively engage with the hospital and the insurer to avoid delays.
India's wealthy opt for term insurance policies worth Rs 5-20 crore: Report
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