There is a Mr A. Although he has always been particular and disciplined about money management, wealth creation has remained a distant dream for him. Despite noting down every expense for the past 20 years and ensuring that he saves something to put in his bank account, he has failed to figure out the reason why his Rs.2 lakh-a-month salary is not enough to create wealth. Like most of us, he blames the rising cost of living and curses the fact that he is not making enough money to live his dreams.
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