Why you need to save more for retirement

If you want your savings to be worth more, then you should invest more. Over the last few months, while analysing savers' long-term projections and answering their questions, it's become clear that most people do not save enough. This is not unique to India -- financial advisors globally have started talking about it. In the developed world, this is driven by the realisation that interest rates and the resulting income from fixed-income products could possibly stay at negligible levels for many more years.

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