It's time to move past the misconception that Retirement Planning is all about sunny beaches and pina coladas. Retirement Planning is serious business, and a multitude of social, cultural and economic factors are making it imperative that any middle aged Indian starts looking at it as the very cornerstone of their Financial Planning endeavor.
The India 2015 Retirement Readiness report published by Aegon Life indicated that "Indian employees are on course to achieve only 71 per cent of the income they will need in retirement". That's quite disconcerting, to say the very least.
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