I am 41 years old and my monthly income is Rs53,000. I have systematic investment plans (SIPs) of Rs3,000 per month in Birla Sun Life Small and Midcap Fund, Rs2,000 in Birla Sun Life MNC Fund, and Rs1,000 in Franklin India Smaller Companies Fund. I can invest a total of Rs11,000 per month. What changes or additions should be made to my portfolio?
—Hasan Lakhte
You are at present investing Rs6,000 in three funds, out of which two are funds that focus on the small- and mid-cap segments of the market and the other is a thematic fund that invests only in multinational companies.
