How much insurance do you need?

An increasing number of Indian households have perceived financial planning as an integral part of their personal finance management. Preparing for unforeseen circumstances that may wipe out a large chunk of your savings is an important part of this process. There is an increased awareness about the escalating healthcare costs and how expensive medical procedures and medicines have become among public. But this does not make an average middle-class Indian well prepared to face this sort of financial crisis.

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