If your New Year resolution is to start investing the surplus that lies idle in your bank each month, or to force yourself to put aside money for the uncertain future, then it is time for you to consider mutual funds. Mutual fund schemes come in a wide range that cater to different types of investment needs. If you have access to an adviser, it’s simpler to start as she can guide you. If you don’t, then it may look like a daunting task for you to sift through the many schemes available and decide which one to pick.
