News From Press With digital, perceived risk comes down and spreads can decrease

With digital, perceived risk comes down and spreads can decrease

Source: Mint Jan 11, 2017

ICICI Bank Ltd, India’s largest private sector bank, recently appointed Anup Bagchi as head of retail banking. Bagchi was earlier managing director and chief executive officer of ICICI Securities Ltd. Bagchi spoke to Mint Money about the shift in digital banking due to demonetization, changing interest rate environment and overall customer behaviour. He says increase in digital transactions will improve credit behaviour in the overall ecosystem.

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