Relationships matter—even the one you have with your financial adviser. You go to her when you need to save for your retirement, for your kid’s marriage, to buy a house and sometimes even when you want to plan your holiday. She steers you away from crucial financial mistakes and also helps you in succession planning: to ensure that you bequeath in the right manner, so that after your death, your estate is managed in the way you wanted it to be managed. But what happens if your financial planner is suddenly no more? Or what if she chooses to retire?
Mumbai-based financial planner Gaurav Mashruwala was diagnosed and treated for oral cancer in June 2008. Two months later, while he was on his way to the New York’s Memorial Sloan Kettering Cancer Center for a second opinion, he felt a lump in his neck. The doctors there told him that his cancer was back, and had spread to his neck. Within 24 hours, he was back in Mumbai and had again started his painful struggle against cancer—another surgery and more radiation.
