Adrian is an equity analyst in his late thirties. He earns well and is able to afford a high standard of living. He holds some equity shares and fixed deposits with banks. He has some savings but would now like to build a bankable retirement corpus. It is also time for him to make his annual tax savings. He is contemplating investing in NPS, since it provides the additional tax benefit of Rs 15,000 in the 30% bracket too. However, his friend has advised him to consider ELSS. Adrian is unsure as ELSS is not a retirement product.
