I am a new Investor. I have started an SIP with three ELSSs in Reliance, DSP BalckRock and Axis Mutual Fund. Total amount invested in these funds is Rs 5,000. I have also started an SIP of Rs 3,000 with DSP BlackRock Micro Cap Fund. I have an RD of Rs 5,000 with HDFC. I intend to invest another Rs 10,000 as I need money approximately 1.5 years down the line. Where should I invest? Also, do I need to make any changes in my existing portfolio? --Ratnankur