If you wear a helmet while riding a two-wheeler, this insurer will increase your cover by 25 percent.
Star Health Insurance has re-launched its Family Health Optima (FHO) plan with additional features including one that automatically increases the sum assured by 25 percent (maximum Rs 5 lakh) for helmet-wearing customers or safe riders.
So, if there is a road accident and the insured has worn a helmet, their sum insured will be hiked by 25 percent.