Of late insurers are offering enhanced benefits to policyholders – be it higher sum assured, health advisory or some tele-medicine facility at the time of renewal. Policyholders in such cases find it difficult to decide if they should be going for such enhanced benefits.
“Insurers offer additional benefits to their existing clients to incentivise them to renew the health insurance covers. Most of these covers come at no additional costs. It makes sense to go for such covers as they encourage healthier living,” says Sanjay Datta, Chief, Underwriting and Claims, ICICI Lombard General Insurance Company.
