Health insurance is now widely considered a basic need, and smart consumers are increasingly exploring the possibility of getting better facilities out of their policy. Usually, consumers opt for basic health covers in the range of Rs 3 to 5 lakh. But these covers are limited in many ways such as the room rent limit. There may also be sub-limits on certain forms of treatments and illnesses.
As a consumer, you do not want to find yourself at the limits of your health insurance while you’re receiving treatment. You should opt for the highest possible cover your budget allows. The question we’re going to ask in this article is this: how much is too much?