Anurag Rastogi, Chief Actuary, HDFC ERGO answers the insurance related queries from our readers.
I have a medi-claim policy of Rs 30 lakh covering myself and my four family members. My husband met with an accident and he was advised bed rest. We had to engage an attendant who charged us Rs 500 per day for 52 days post hospitalisation. Now, the insurance agency is not clearing the bills, saying the nursing charges cannot be claimed. I want to know what kind of post hospitalis ..