Take your eyes off the stock market indices
Yes, the market has scaled to historical peaks this year. However, that alone shouldn't be the reason for you to invest in equity mutual fund schemes. Take your eyes off the market peak and ask yourself why are you investing? If the answer is 'to achieve a long-term financial goal', you should proceed. Always remember, you should invest in equity mutual fund schemes only if you have an investment horizon of at least five to seven years. Also, you should have a stomach to withstand volatility in the market. If you can tick these criteria, you should go ahead and invest in an equity scheme that matches your risk profile.