Systematic Investment Plans (SIPs) work wonderfully in helping investors get great returns from equity based funds. However, a major threat to investors being able to use this method of investment is the attempt by mutual funds to fine-tune and optimise SIPs. It sounds strange, but it's true. Let's see how.
Earlier in this series of articles, I had written about how SIPs were the best feature of mutual fund investing. Through an SIP, you can invest a regular amount in a fund. It is typically, an equity fund, although SIPs are available for practically every fund. That's all you have to do, maths and psychology take care of the rest.
