Many individuals are investing in mutual funds these days because of the bull run in the market. Are they simply chasing returns? That is the question I ask myself when I hear investors asking for a review of their mutual fund investments.
I always think of how many individuals made money in Public Provident Fund (PPF) fixed deposits; how they created a large corpus just by investing consistently over a long period. They were not churning the money. In fact, that is why they made money ..
