I would like to thank my father for giving me the right financial lessons that led me to become financially independent. Way back in the early 90s, there was no internet banking and one had to physically go to the bank for depositing cheques, withdrawing cash, and making demand drafts. Since my college was close to the bank, all the bank work was my duty. Even at that time, when I was 16 years old, the last thing I wanted to do was go to the bank, especially since I did not know where to deposit the cheque or procedure to get a draft made. For all the entrance exams too, my father was very clear—if you want to write the test, you need to do the groundwork yourself to apply for the same. While I was really annoyed with my father at the time for making me do all this, when I look back, I would say these were among the best things he made me learn independently. When I got my first salary, he was the one who guided me to invest it into Public Provident Fund. Of course, at that time, parents didn’t have to tell children to save.
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