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  • Guest Column Small savings need clear incentives

    Small savings need clear incentives

    Source: Livemint Jan 7, 2016

    The Indian economy is now recognized as one of the fastest growing economies in the world. The past three decades have shown a good spread of income at various levels, and concentration of wealth seems to be gradually penetrating downward. This results in more households with higher incomes than they had earlier, and higher consumption arising out of the aspiration of middle-class households and also savings and forced savings (equated monthly instalments and loans, for instance).

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