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An analysis of AUM data released by AMFI shows that Rs.6 out of every Rs.10 invested in mutual funds has come from individual investors which include retail and HNIs.
|
Year |
Individual |
Total individual AUM |
Total AUM |
Proportion of Individual AUM to total AUM |
|
|
Direct plan |
Regular plan |
||||
|
2019 |
3.12 |
10.5 |
13.62 |
23.8 |
57% |
|
2020 |
2.24 |
9.65 |
11.89 |
22.26 |
53% |
|
2021 |
3.39 |
13.85 |
17.24 |
31.43 |
55% |
|
2022 |
4.3 |
17.23 |
21.53 |
37.57 |
57% |
|
2023 |
4.88 |
18.64 |
23.52 |
39.42 |
60% |
The data from the past five years reveals a rise in the proportion of individual AUM compared to total AUM. The proportion of individual assets to the total assets grew from 57% in FY 2019 to 60% in FY 2023.
The data also shows that the AUM individual investors increased from Rs 13.62 lakh crore in 2019 to Rs 23.52 lakh crore in 2023, a growth of 73% in five years.
Further, the data reveals that the growth has come from regular plans which account for 79% of the total individual AUM.
Experts attribute this to the rising interest of individual investors in mutual fund investment. Swarup Mohanty, CEO Mirae Asset Mutual Fund feels that many MFDs added new individual investors over the last five years.
Neil Parikh, CEO, PPFAS MF believes that individual investors are becoming mature and they stay put long term. “Thanks to MFDs, many investors have now realized the need to stay put despite volatility. This is evident from the growth in AUM of individual investors.”
